Brister Life & Financial Services

Health Benefits

Group Health & Dental

The best Group Benefits plan is one that addresses your specific needs.  We believe that a healthy workforce is integral to the success of any business. That’s why we offer the products and services you need to help keep you and your family healthy. Consider it an investment into your well-being.

As an employer, you know that your employees are your most valuable resource. You know how important it is to recruit, train and retain qualified, skilled people. You know that employee morale, productivity and customer service go hand in hand.

At Brister Life & Financial Services we understand these needs and those of your employees. A group benefits program can be set up with as few as two employees and for businesses that have been in operation for as little as six months.

Coverage Available

Basic life insurance

If you die, your life insurance coverage will pay a tax-free lump sum benefit to your designated beneficiary or beneficiaries.

Dependent life

Dependent life pays a lump sum benefit in the event of death of a spouse or a child.

Basic accidental death and dismemberment insurance

Accident insurance pays a benefit if you die or suffer a loss (dismemberment) as the result of an accident. These benefits are paid in addition to any life insurance benefits you are entitled to receive.

Drugs

Reimburses you for a portion of most prescription drug expenses.

Paramedical

Covers eligible paramedical expenses. These may include, for example, the services of chiropractors, physiotherapists and other medical professionals, depending on your plan.

Medical services and equipment

Provides coverage for services and equipment considered necessary by your physician.

Dental

Covers a portion of all dental work, from routine checkups to more extensive dental work.

Vision care

Covers all or a portion of the cost of prescription eyeglasses or lenses.

Hospital expenses in your province

Helps cover the costs of hospital care expenses in the province you live in that are not covered by the provincial plan.

Travel

Covers medical and related expenses that you incur if you or a family member suffers a medical emergency while travelling out of your home province. Covers such items as hospital and doctors’ fees and transportation expenses that relate to a medical emergency.

 

Individual Health
& Dental


If you are employed and fortunate to be part of a group insurance plans these important benefits are provided to you. The amount of coverage you receive depends on your company and the plan you participate in.

However, millions of Canadians are without an employee health plan – and therefore, vulnerable to health care expenses not covered by the Ontario Health Insurnace Plan (OHIP).  Supplemental health care coverage could be right for YOU AND YOUR FAMILY.