Brister Life & Financial Services

Financial Planning

We specialize in comprehensive financial planning and wealth management. We provide a broad range of services including financial planning, investment advisory services, and financial education. Our clients include business owners, executives, professionals and retirees. We work with our clients to help them achieve their lifetime financial objectives.


Products offered included:

RRSP - a savings plan for individuals which allows them to defer tax on money to be used for retirement.

RRIF - a tax-deferred retirement plan used to generate income from the savings accumulated under a Registered Retirement Savings Plan.

TFSA - an account that provides tax benefits for saving.  Contributions are not deductible for income tax purposes. Investment income, including capital gains and dividends, earned in a TFSA is not taxed, even when withdrawn.

RESP -
an investment vehicle used by parents to save for their children's post-secondary education in Canada. The principal advantages of RESPs are the access to the Canada Education Savings Grant (CESG) and a source of tax-deferred income.

Annuities -
a financial contract that guarentees a series of future payments to a  annuitant in exchange for the immediate payment of a lump sum or a series of regular payments, prior to the onset of the annuity.

GICs -
an investment that offers a guaranteed rate of return over a fixed period of time.  Due to its low risk profile, the return is generally less than other investments such as stocks, bonds, or segregated funds.

Non Registered
- is a personal savings account which gives you access to various investment vehicles.

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